Category Archives: Loans for Dentist

Now that the SBA Stimulus Programs Have Ended —Now Is The Time To Refinance Your Variable Higher Rate SBA Loan and Other Debt!

If you’ve been waiting for the perfect time to refinance your higher rate SBA or other funding loan, and increase your cashflow, now is the time before rates start going up! If you’ve had your SBA loan for 24 months or more, and want to expand your pharmacy, dental, veterinary, or healthcare practice, this could be your chance to shine. A lower fixed rate conventional loan could be what just the doctor ordered!  Be able to budget by fixing your rate and lowering your overhead at the same time. A low fixed rate conventional loan will not require any personal assets to be pledged.  SO, you may even be able to free-up any personal assets that were originally pledged with your SBA loan.

Paying Down Debt

If your monthly bills are breaking your budget, you likely have a little more debt than you can afford. How can a new fixed rate conventional loan solve your debt problem? By consolidating old debt into newer, lower, fixed interest debt, you can save thousands. Even better, you can avoid late fees or credit dings by having the resources to pay your obligations promptly.

Finding the Best Employees

Human labor is in short supply these days, especially for healthcare and pharmacy professionals! Financing recruitment and training can be a challenge, but a lower rate conventional loan makes it much easier. Offer your new employees something the competition can’t and finance it with a fixed rate loan.

Expanding Your Technology

Practice and pharmacy technology doesn’t just make your business look good, it streamlines operations and ensures that you are working efficiently. Some technology opens up new revenue streams and services for your clients and patients, paying for itself over the years. This opportunity and decreased cost of funding could be your chance to stand out from the competition and bring in new business.

Act now and secure a low fixed rate conventional loan! Call US Medical Funding today to get the best terms and the best guidance on healthcare and pharmacy financing solutions.

The SBA is Waiving Guarantee Fees on Some Loans—Here’s How Your Money Could Be Better Spent!

If you’ve been waiting for the perfect time to get a veterinary, dental, healthcare practice or pharmacy loan, or other funding for your small healthcare business, you’re in luck! The Small Business Administration has waived the guarantee fees for small SBA loans, including those under $350K! If you have a startup, want to expand your pharmacy, or need money to fund your dental, optometry, or veterinary practice, this could be your chance to shine. What can you spend your money on that is better than guarantee fees? Keep reading to find out!

Paying Down Debt

If your monthly bills are breaking your budget, you likely have a little more debt than you can afford. How can a new loan solve your debt problem? By consolidating old debt into newer, lower-interest debt, you can save thousands. Even better, you can avoid late fees or credit dings by having the resources to pay your obligations promptly.

Finding the Best Employees

Human labor is in short supply these days, especially for healthcare and pharmacy professionals! Financing recruitment and training can be a challenge, but the SBA loan makes it much easier. Offer your new employees something the competition can’t, and finance it with an SBA loan.

Expanding Your Technology

Medical technology doesn’t just make your practice look good, it streamlines operations and ensures that you are working efficiently. Some technology opens up new revenue streams and services for your clients and patients, paying for itself over the years. This opportunity and decreased cost of funding could be your chance to stand out from the competition and bring in new business.

Ready to get a great deal on a SBA Loan? Act now and lock in savings when your guarantee fee is waived! Call US Medical Funding today to find the best rates on medical loans and the best guidance on medical financing solutions.

Here’s How The Nations Top Lenders Suggest Planning Your Lending and Investment Needs in Today’s Financial Economy

The state of finances in today’s economy is all over the place—and much different than it has been in the past few decades. How do the nation’s top healthcare practice lenders suggest you plan for your lending and investment needs given this economy? With careful attention to detail, and innovative financial strategies specifically chosen for our current world. Keep reading to find out whether you should take out a loan, save your money, or spend your cash fast!

Healthcare Practice & Pharmacy Loans Are More Appealing Than Ever

Loan rates are lower than they have been for decades, including professional healthcare practice, pharmacy loans and a variety of other loans in the healthcare field! If your dental office, veterinary clinic, pharmacy, or healthcare practice needs funding, you probably won’t find a better loan than you can find now! Financial advisors and healthcare lenders have been waiting for this bubble to pop for months now, but it keeps holding out—get some peace of mind and get a loan at these ultra-low rates!

Save Saving For Another Day

The flipside of healthcare practice loan rates? Savings and investments are low. While some big players are seeing success in the stock markets, your average high-yield bank accounts, CDs, and other safe investments aren’t paying out well—most are below the rate of inflation! Save saving for another day.

Make Your Cash Work For You!

What do you do with your cash on hand if you don’t save it? Spend it—wisely! When you invest in new technology, employee training, or space to expand your existing pharmacy or practice, you can turn today’s cash into tomorrow’s earnings. Whether you are planning an office upgrade or putting a down payment on commercial real estate purchases, consult with an expert in professional practice financing to get the best results.

Ready to make your money work for you? Check your business budget, then call US Medical Funding today!

This is How Longer Loan Terms Make Your Loan More Affordable

When many healthcare professionals seek veterinary, dental, medical or independent pharmacy loans, they assume that the best loans will have the lowest interest rate and get paid off the soonest. This is true, but only to an extent! By this logic, the best choice is to finance the majority of your own project as much as you can, up to 100% and avoid any sort of interest, but for most healthcare professionals, this just isn’t an option! In fact, many new doctors and savvy practice managers know that a longer loan term can actually make your loan more affordable and open new doors for your practice or pharmacy. Keep reading to see why!

  1. Lower Monthly Payments.

It is true that longer loans typically end up costing you more in terms of total dollar amount throughout the life of the loan. But is your money really worth as much across time? Ask any seasoned practice or pharmacy owner, and they’ll tell you that a dollar was much more valuable at the start of their business than once it was established and bringing in regular revenue! When times are tough, every penny counts, and when you’re borrowing money, you want to make sure you maximize this value! That means keeping more cash on hand and less tied up in monthly expenses.

  1. Improved Credit.

Your healthcare practice and pharmacy’s credit depends on many factors, but your debt utilization and repayment obligations are some of them. By spreading out your debt obligations over time, you can assure creditors that your business can meet its demands, improving your credit and opening opportunities for new and different offers. A skilled healthcare practice and pharmacy lender in NJ can help you find the perfect loan for your practice!

  1. Relaxed Cash Flow

Look at that—a fellow practitioner is selling all the furniture and equipment from her practice! If you had spare cash on hand, you could buy it at an amazing price. Can your cash flow support these sorts of special opportunities? When cash flow is tight, your business is limited. Relax that cash flow with a healthcare practice or pharmacy loan from US Medical Funding and take advantage of every opportunity that comes your way.

Ready to start lowering your monthly debt obligations? Start planning for a successful, long-term future when you explore longer loan terms. You need an experienced practice and pharmacy lender to structure and secure the ideal business loan, so call US Medical Funding today!