A Smarter Merchant Cash Advance
Turn tomorrow’s credit card sales into today’s cash flow. If you are in a rush, have sub-prime or poor credit and need an immediate working capital loan our Smarter Merchant Cash Advance or MCA may assist you in many ways. There is no faster, easier, or smarter way to get cash for your business.
What is a Merchant Cash Advance?
A merchant cash advance is often referred to as a credit card sales loan or a merchant loan, however, it is in fact not a loan but a purchase and sale of future credit card sales.
A merchant cash advance is a convenient and swift way to get your practice the working capital it needs. By purchasing a future portion of your credit card sales, our merchant cash advance will provide your business with an upfront, lump sum of cash.
The process is designed to get you the funds your practice needs with ease and speed in mind; our merchant cash advance is typically repaid in less than 24 months. With an agreed upon small percentage that works with the flow of your practice, and payback is just as simple. There are no checks to write and no invoices to pay. You get your cash up front and in full. The repayment is a set percentage collected directly out of your credit card sales. There is no collateral required and no hidden fees or up-front costs.
Why Choose Us?
Our Merchant Cash Advance is a great financing option for practices and businesses that accept credit card sales. This alternative business financing was created specifically to address the problems of traditional financing options like complicated approval processes, long waiting periods, spending restrictions and high decline rates. You get a lump sum of cash deposited directly into your bank account!
Our Smarter Merchant Cash Advance provides short-term working capital for dentists, veterinarians, physicians, medical specialists, optometrists, ophthalmologists, pharmacists and many other healthcare centers and services.
Qualifying for our Merchant Cash Advance is much easier than qualifying for a bank loan; there is no need to have great credit, show a profit or have a low debt to income ratio. We have various programs for all different credit types. Approval for our Merchant Cash Advance is based on time in business and average monthly credit card volume. There are no upfront or hidden fees. There will only be an origination cost that will vary based on the factors above.
The average Merchant Cash Advance typically approved and funded in less than 2 business days. The repayment is done automatically via a daily or weekly ACH from your main bank account.
Our Merchant Cash Advance is an ideal solution for many of the following scenarios:
- Provides rapid cash for emergencies and contingencies
- Provides quick funds to balance uneven cash flow
- Provides quick funds to manage slow months
- Replenish your inventory
- Paying taxes
- Or however you choose…
Benefits and Program Highlights:
- Loan amounts up to $350,000
- Funding in as few as 24 hours
- No collateral required
- Available nationwide in all 50 states
- All credit scores accepted
- Same day preapproval
- Up to 2 year terms
- Customized automated payments
With our extensive experience and resources, USMF is the only financial resource in the healthcare industry that guarantees smarter financing and business solutions. No other bank or lending institution offers this commitment. Consider USMF your trusted personal financing consultant.
Contact our practice financing team today.
