Smarter Business Loans for Your Specialty
Conventional Practice Loans
Our term loans are designed to meet the unique needs of different healthcare sectors and can be customized to suit your specific financial requirements, whether you need short-term or long-term financing. Whether you’re launching a new enterprise, growing an existing one, consolidating previous debt, or in need of working capital, our conventional loan programs offer a range of financial solutions to meet your needs.
Conventional Real Estate Loans
We understand that Commercial Real Estate acquisitions can be overwhelming. That’s why we offer smarter and flexible financing options that provide advantages to accomplish your specific goals. Whether you’re interested in buying the building you’re currently leasing, relocating your practice, expanding, or refinancing your current mortgage, we have a financing solution to fit your Commercial Real Estate needs.
Commercial Investment Property Loans
We specialize in offering direct or wholesale commercial investment real estate lending programs exclusively tailored for doctors, pharmacists, veterinarians, dentists, healthcare professionals, owners, investors, and brokers. Our aim is to provide a diverse range of intelligent financing solutions that enable you to achieve your investment objectives effectively.
SBA 7a Business & Real Estate Loans
Our SBA 7(a) loan program offers a highly viable and practical solution for various healthcare practices, depending on your specific loan requirements. In recent years, the maximum loan exposure has been increased from $2 million to $5 million. This permanent change has been well-received by borrowers in the healthcare industry.
SBA 504 Business & Real Estate Loans
Our SBA 504 loan product is highly competitive and considered one of the top options available in the market for a range of projects, including pharmacy, dental, veterinary, medical, optometry, ophthalmology, dermatology, cardiology, pharmacy, ambulatory surgery centers, and urgent care facilities. Significant and positive changes to the program have been implemented as a result of the Small Business Jobs Act, further enhancing its benefits and opportunities.
Physician Mortgage Loans
Are you ready to acquire the home you truly deserve? With a smarter loan, we can make it happen! Whether you’re a newly licensed or established healthcare practitioner in search of a home, USMF offers the perfect physician mortgage loan for you.
Working Capital Solutions
Even if you are a practice owner, occasional cash crunches are quite common. When your needs temporarily surpass your available reserves, USMF is here to help. We offer rapid and hassle-free loans of up to $500,000 with a simple application process and no requirement for personal collateral.