Smarter Business Loans for Your Specialty
Conventional Practice Loans
Our term loans are designed to meet the unique needs of different healthcare sectors and can be customized to suit your specific financial requirements, whether you need short-term or long-term financing. Whether you’re launching a new enterprise, growing an existing one, consolidating previous debt, or in need of working capital, our conventional loan programs offer a range of financial solutions to meet your needs.
Conventional Real Estate Loans
We understand that Commercial Real Estate acquisitions can be overwhelming. That’s why we offer smarter and flexible financing options that provide advantages to accomplish your specific goals. Whether you’re interested in buying the building you’re currently leasing, relocating your practice, expanding, or refinancing your current mortgage, we have a financing solution to fit your Commercial Real Estate needs.
Commercial Investment Property Loans
We specialize in offering direct or wholesale commercial investment real estate lending programs exclusively tailored for doctors, pharmacists, veterinarians, dentists, healthcare professionals, owners, investors, and brokers. Our aim is to provide a diverse range of intelligent financing solutions that enable you to achieve your investment objectives effectively.
SBA 7a Business & Real Estate Loans
Depending on your particular loan request, our SBA 7a loan program is a very viable and practical product for a variety of healthcare practices. For a few years now, the new maximum loan exposure has been increased to $5 million, from $2 million. This permanent change has been well received.
SBA 504 Business & Real Estate Loans
For certain projects, our SBA 504 loan product is extremely competitive and one of the best in the marketplace for pharmacy, dental, veterinary, medical, optometry, ophthalmology, dermatology, cardiology, pharmacy, ambulatory surgery centers, and urgent care facilities. Major, positive changes to the program are now in effect due to the Small Business Jobs Act.
Physician Mortgage Loans
Ready To Acquire The Home You Deserve? A Smarter Loan Will Make It happen! Whether you’re a brand new or established healthcare practitioner looking to acquire a home, USMF has the ideal physician mortgage loan…
Working Capital Solutions
Even if you own your own practice, it’s very common to experience an occasional cash crunch. When your needs are temporarily exceeding available reserves, USMF offers rapid, hassle-free loans up to $500,000 with only a simple application and no personal collateral required.