Smarter Business Loans for Your Specialty
Conventional Practice Loans
Our conventional term loans provide short-term to long-term financing solutions for all professions. Whether you are buying or starting your first practice, expanding an existing one, refinancing your existing practice debt, or simply need working capital, our smarter conventional loan programs are ideal.
Conventional Real Estate Loans
Commercial Real Estate acquisitions could be overwhelming. Our smarter and flexible options provide the advantages to accomplish your specific goals. Whether you’re looking to buy the building you’re currently leasing, relocating your practice, expanding, or looking to refinance your current mortgage, we have a smarter financing solution to fit your commercial real estate needs.
Commercial Investment Property Loans
Our commercial investment real estate lending programs are specifically provided on a direct or wholesale basis to provide doctors, pharmacists, healthcare professionals, owners, investors, and brokers a variety of smarter financing solutions to accomplish their investment goals.
SBA 7a Business & Real Estate Loans
Depending on your particular loan request, our SBA 7a loan program is a very viable and practical product for a variety of healthcare practices. For a few years now, the new maximum loan exposure has been increased to $5 million, from $2 million. This permanent change has been well received.
SBA 504 Business & Real Estate Loans
For certain projects, our SBA 504 loan product is extremely competitive and one of the best in the marketplace for pharmacy, dental, veterinary, medical, optometry, ophthalmology, dermatology, cardiology, pharmacy, ambulatory surgery centers, and urgent care facilities. Major, positive changes to the program are now in effect due to the Small Business Jobs Act.
Physician Mortgage Loans
Ready To Acquire The Home You Deserve? A Smarter Loan Will Make It happen! Whether you’re a brand new or established healthcare practitioner looking to acquire a home, USMF has the ideal physician mortgage loan…
Working Capital Solutions
Even if you own your own practice, it’s very common to experience an occasional cash crunch. When your needs are temporarily exceeding available reserves, USMF offers rapid, hassle-free loans up to $500,000 with only a simple application and no personal collateral required.