Smarter Conventional Bank Financing
Smarter Conventional Term Loans
Our range of small business loan products includes Conventional term loans, which are the most commonly sought-after type. These loans offer short-term, intermediate, and long-term financing options to a wide range of healthcare professionals such as dentists, veterinarians, physicians, medical specialists, optometrists, ophthalmologists, pharmacists, and many others.
The interest rates and terms for each loan vary based on the credit risk of the applicant. These loans can be either floating or fixed-rate, with interest rates being determined upon approval and assessed by overall risk. Payments for commercial loans are based on the term and amortization schedule of the loan. Payment schedules are usually monthly but can be customized to meet your specific needs. Graduated step plans and interest-only payment structures are also available for practitioners seeking start-up, transitional, or construction financing.
Our Conventional term loans offer several advantages, including some of the industry’s lowest interest rates and longest terms, flexible underwriting standards, and lending amounts up to $75 million. We are committed to providing customized financing solutions that cater to the unique needs of each healthcare professional.
This program is an ideal solution for many of the following scenarios:
- Practice & Real Estate Acquisition
- Practice & Construction Expansion
- Practice Relocation
- Refinancing & Debt Consolidation
- Leasehold Expansion & Improvements
- New Practice Start-Up
- Working Capital & Lines of Credit
- Equipment Financing & Leasing
Benefits and Program Highlights:
- Available nationwide in all 50 states
- Minimum credit scores starting at 650
- 24 hour pre-approval
- Up to 25 year fixed rate terms
- Low fixed and variable interest rates starting at prime
- No prepayment penalties with selected plans
- No upfront fees or points with selected plans
- Minimal financial information required
- Fixed, customized and unique start-up monthly payment options
- Low down payments and up to 100% financing available
- Loan amounts up to $50,000,000
USMF has unparalleled expertise and resources in the healthcare industry, ensuring we offer the only guaranteed smarter financing solution. As your trusted personal financing consultant, we provide customized financial advice and solutions to healthcare professionals, helping you achieve your financial goals.