Smarter Conventional Bank Financing
Smarter Conventional Term Loans
Our Conventional term loans are the most common type of small business loan products we offer. They provide short-term, intermediate and long-term funding for dentists, veterinarians, physicians, medical specialists, optometrists, ophthalmologists, pharmacists and many other healthcare centers and services.
Rates and terms differ between each request and depend on the overall credit risk of each practitioner applying for the loan. Our Conventional loans can carry floating or fixed interest rates, which are determined upon approval and are typically assessed by the overall risk. The payment of our commercial loans will be based off of the term and or the amortization of the loan. Payment schedules, which are normally monthly, can be completely customized. Practitioners looking for start-up, transitional or construction financing can even enjoy customized graduated step plans and interest-only payment structures.
Our advantages include: some of the lowest interest rates and longest terms in the industry, flexible underwriting standards, and lending amounts up to $10 million.
This program is an ideal solution for many of the following scenarios:
- Practice & Real Estate Acquisition
- Practice & Construction Expansion
- Practice Relocation
- Refinancing & Debt Consolidation
- Leasehold Expansion & Improvements
- New Practice Start-Up
- Working Capital & Lines of Credit
- Equipment Financing & Leasing
Benefits and Program Highlights:
- Available nationwide in all 50 states
- Minimum credit scores starting at 650
- 24 hour pre-approval
- Up to 25 year fixed rate terms
- Low fixed and variable interest rates starting at prime
- No prepayment penalties with selected plans
- No upfront fees or points with selected plans
- Minimal financial information required
- Fixed, customized and unique start-up monthly payment options
- Low down payments and up to 100% financing available
- Loan amounts up to $50,000,000
With our extensive experience and resources, USMF is the only financial resource in the healthcare industry that guarantees a smarter financing solution. No other bank or lending institution offers this commitment. Consider USMF your trusted personal financing consultant.