Conventional Real Estate Loans
Commercial Owner-Occupied Real Estate Loans for Healthcare Practices
US Medical Funding provides Conventional Real Estate Loans designed exclusively for medical, dental, veterinary, pharmacy, surgical, and other healthcare practices. Whether you’re purchasing the building you currently lease, acquiring a new facility, or refinancing an existing property, our flexible financing options help healthcare professionals own, expand, or strengthen their real estate holdings.
Why Choose a Conventional Real Estate Loan?
A Conventional Real Estate Loan is a non-SBA, privately funded commercial mortgage structured for owner-occupied properties. These loans are ideal for practices looking to secure long-term control of their facility, build equity, and reduce rental dependency.
Key Benefits Include:
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Competitive fixed and variable interest rate programs
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Flexible terms up to 25 years
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Custom amortization schedules
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Low down payment options
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Streamlined underwriting and fast approvals
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Tailored programs for healthcare professionals
Common Use Cases & Eligible Properties
Our real estate loan programs support a wide range of healthcare-related transactions and property types, including:
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Practice Building Acquisition – purchase the facility you currently lease
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Expansion or Build-Out – renovate, add new space, or modernize your practice
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New Site Acquisition – buy property for new clinic locations
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Refinancing & Debt Consolidation – improve cash flow and reduce interest costs
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Relocation Financing – purchase and move into a new facility
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Leasehold Improvements – build-outs, compliance upgrades, and modernization projects
Eligible borrowers include dentists, physicians, optometrists, veterinarians, pharmacists, med spa owners, and other licensed medical professionals.
Loan Structure & Financing Options
Our Conventional Real Estate Loans are structured to align with your practice’s revenue and growth objectives.
Typical Features Include:
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Loan terms up to 25 years
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Fixed or variable interest rate options
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Interest-only or graduated payment structures
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Custom amortization schedules
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Low or no prepayment penalties
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Loan amounts from $250,000 up to $50 million
The Application Process
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Consultation – We discuss your goals, financials, and property details.
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Pre-Qualification – Receive preliminary approval, often within 24 hours.
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Documentation & Underwriting – Provide financial statements, appraisals, and projections.
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Proposal & Terms – Review your customized financing package.
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Closing & Funding – Funds are released for acquisition, renovation, or refinance.
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Ongoing Support – We continue to support future property growth and refinancing needs.
Why Work with US Medical Funding
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Deep expertise in healthcare and commercial real estate financing
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Nationwide availability with flexible lending criteria
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Competitive interest rates and terms
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No hidden fees on select programs
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Dedicated team specializing in medical practice lending
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Fast, transparent process from start to finish
Optimize Your Practice’s Future
Owning your property is one of the most effective ways to build long-term stability and equity for your healthcare business. With Conventional Real Estate Loans from US Medical Funding, you gain the flexibility, financial control, and confidence to grow your practice your way.