SBA 7(a) Business & Real Estate Loans | US Medical Funding
Flexible SBA 7(a) Loans for Healthcare Practices
US Medical Funding offers SBA 7(a) loans for healthcare practices, providing flexible financing for dentists, physicians, veterinarians, pharmacists, optometrists, med spa operators, and other medical professionals. These loans are ideal for acquiring, expanding, or refinancing both your practice and its real estate, allowing you to grow your business while maintaining favorable terms. SBA 7(a) loans combine low down payments, long-term repayment schedules, and competitive interest rates, making them one of the most effective financing solutions for medical, dental, and healthcare practices nationwide.
Ideal Uses for SBA 7(a) Loans
Our SBA 7(a) loan programs are tailored to healthcare business owners for a variety of purposes:
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Practice & Real Estate Acquisition: Purchase your existing practice, acquire new locations, or refinance real estate.
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Practice & Facility Expansion: Renovate or expand your office or medical facility to accommodate growth.
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Refinancing & Debt Consolidation: Consolidate existing debts to improve cash flow and reduce interest costs.
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Leasehold Improvements: Upgrade or customize leased spaces to meet operational and regulatory requirements.
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New Practice Start-Up: Launch a new medical, dental, or veterinary practice with comprehensive financing support.
Program Benefits & Features
Our SBA 7(a) loan programs offer unique benefits for healthcare providers:
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24-hour pre-approval and qualification
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Long-term fixed-rate terms up to 25 years
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Nationwide availability across all 50 states
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Low minimum credit score requirements (typically 650, lower with explanation)
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No prepayment penalties on select plans
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Minimal upfront fees or points on selected terms
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Low down payments with up to 100% financing available
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Loan amounts up to $5 million
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Fully amortized and assumable loans
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Low fixed and variable interest rates starting at prime +1.25%
Why Choose US Medical Funding
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Specialized Healthcare Expertise: Tailored guidance for medical, dental, pharmacy, and veterinary practices.
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Customized Loan Solutions: Structuring options to fit your cash flow, growth goals, and practice needs.
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Fast & Streamlined Process: Quick pre-approval and efficient underwriting.
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Nationwide Service: Available for healthcare practices in all 50 states.
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End-to-End Support: Assistance from application through funding, ensuring a smooth loan process.
How the SBA 7(a) Loan Process Works
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Initial Consultation – Assess your goals, financials, and property or practice needs.
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Pre-Approval – Receive preliminary approval based on your profile and documentation.
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Documentation & Underwriting – Submit tax returns, financial statements, appraisals, and projections.
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Loan Proposal & Terms – Review customized financing options tailored to your practice.
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Closing & Funding – Access funds for acquisitions, expansions, or refinancing.
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Ongoing Support – Continued assistance for refinancing, expansion, or future practice acquisitions.
Take the Next Step
If you’re ready to leverage SBA 7(a) loans for healthcare practices, US Medical Funding is here to guide you through every step. Secure the capital you need to acquire, expand, or refinance your medical, dental, or veterinary practice with confidence.