Ambulatory Surgery Center Working Capital Loans | ASC Practice Financing
Working Capital Financing for Ambulatory Surgery Centers & Outpatient Surgical Facilities
Ambulatory surgery centers (ASCs) often face unpredictable cash flow challenges—even with strong patient demand. From delayed insurance reimbursements and payroll obligations to hiring surgeons and clinical staff, expanding surgical programs, or investing in advanced surgical equipment and EHR systems, reliable access to capital is essential. USMF provides fast, flexible ASC working capital loans designed specifically for ambulatory surgery centers and outpatient surgical practices. Our financing programs require minimal documentation, no personal collateral, and deliver the financial stability your ASC needs to grow and thrive.
Key Benefits of ASC Working Capital Loans
- Loan amounts up to $3,000,000 for ambulatory surgery centers and outpatient surgical facilities
- Competitive financing rates starting as low as Prime
- Unsecured loan options available—flexible for all credit profiles
- Fixed-rate repayment terms up to 10 years
- No prepayment penalties on select financing programs
- Quick access to funds for payroll, marketing, surgical programs, or emergency expenses
- Minimal paperwork and a streamlined approval process
- Use funds for staffing, surgical equipment upgrades, facility expansion, or operational stability
USMF is a trusted leader in ambulatory surgery center financing, helping ASCs maintain healthy cash flow while focusing on delivering exceptional patient care. Whether you need short-term capital to stabilize operations or long-term funding for expansion, our tailored working capital solutions give your ASC the resources to succeed.



