Med Spa Working Capital Loans | Medical Spa & Aesthetic Clinic Financing
Working Capital Financing for Med Spas, Aesthetic Practices & Wellness Clinics
Medical spas often face seasonal revenue fluctuations and unpredictable cash flow—even when client demand is high. From payroll and marketing costs to hiring new staff, expanding treatment rooms, or purchasing advanced equipment like lasers and body contouring machines, reliable access to capital is essential. At USMF, we provide fast, flexible med spa working capital loans designed specifically for medical spas, aesthetic clinics, and wellness centers. Our financing programs require minimal documentation, no personal collateral, and deliver the financial stability your med spa needs to grow and thrive.
Key Benefits of Med Spa Working Capital Loans
- Loan amounts up to $3,000,000 for medical spas and aesthetic practices
- Competitive financing rates starting as low as Prime
- Unsecured loan options available—flexible for a variety of credit profiles
- Fixed-rate repayment terms up to 10 years
- No prepayment penalties on select financing programs
- Quick access to funds for payroll, marketing campaigns, equipment purchases, or emergencies
- Minimal paperwork and a streamlined approval process
- Use funds for staffing, technology upgrades, new services, or facility expansion
USMF is a trusted leader in medical spa financing, helping med spa owners, aesthetic practices, and wellness clinics maintain healthy cash flow while focusing on delivering exceptional client experiences. Whether you need short-term capital to stabilize operations or long-term funding for expansion, our tailored financing solutions give your med spa the resources to succeed.
