Even in this current economic rising interest rate environment, we are still providing solutions for both scenarios. If you are starting-up a project from scratch, we will utilize our SBA 7a or 504 program. If you are buying your first practice or business, looking to refinance current practice debt, or looking to expand your current practice or by adding additional locations, we have a very competitive nationwide Conventional lending program. Our Conventional practice (non-SBA) loan program offers super low fixed rates with minimal capital injection. However, every situation is different depending on the size of the loan request, if there is real estate involved, the borrower’s credit history, experience, etc. Each one of our lending programs has advantages and disadvantages.
US Medical Funding
Frequently Asked Questions
Related FAQs
Should I buy an existing business or start a brand new one?
Even in this current economic environment we are still providing solutions for both scenarios. If the start-up project is under 750k and you are expanding by adding an additional location, we are still offering our Conventional, non-SBA loan program with minimal capital injection. If the project exceeds 750k, we will utilize our SBA 7a or 504 loan program. However, depending on the size of the Start-Up project, it’s still easier to qualify for a loan with an existing practice generating a positive cash flow.
Does US Medical Funding offer a guarantee for their services?
Yes, we offer a 100% satisfaction guarantee. Please see our Smarter Guarantee and click on the tab located at the top of the page.
Even if I’ve built up a savings, do I need to contribute to the project?
In many situations, you will not have to contribute. Depending on the strength of the practice, the borrower’s creditworthiness, and the particular requirements, in many situations, USMF can still offer 100% financing. However, in some scenarios with real estate involved, you may need to contribute 5% – 10% of the total project amount.