Even in this current economic rising interest rate environment, we are still providing solutions for both scenarios. If you are starting-up a project from scratch, we will utilize our SBA 7a or 504 program. If you are buying your first practice or business, looking to refinance current practice debt, or looking to expand your current practice or by adding additional locations, we have a very competitive nationwide Conventional lending program. Our Conventional practice (non-SBA) loan program offers super low fixed rates with minimal capital injection. However, every situation is different depending on the size of the loan request, if there is real estate involved, the borrower’s credit history, experience, etc. Each one of our lending programs has advantages and disadvantages.