Medical Practice Working Capital Loans | Clinic & Physician Office Financing
Working Capital Financing for Medical Practices & Physician Offices
Medical practices often face unpredictable cash flow challenges—even when patient volume is high. From delayed insurance reimbursements and payroll expenses to hiring new staff, expanding clinical services, or investing in electronic health record (EHR) systems, reliable access to capital is critical. At US Medical Funding (USMF), we provide fast, flexible working capital loans designed specifically for medical practices, clinics, and physician offices. Our programs require minimal documentation, no personal collateral, and deliver the financial stability your practice needs to grow and thrive.
Key Benefits of Medical Practice Working Capital Loans
- Loan amounts up to $3,000,000 for medical practices and physician offices
- Competitive financing rates starting as low as Prime
- Unsecured loan options available—flexible for all credit profiles
- Fixed-rate repayment terms up to 10 years
- No prepayment penalties on select financing programs
- Quick access to funds for payroll, marketing, patient programs, or emergencies
- Minimal paperwork and a streamlined approval process
- Use funds for staffing, technology upgrades, clinical expansion, or operational stability
USMF is a trusted nationwide leader in medical practice financing, helping clinics and physician offices maintain healthy cash flow while focusing on providing exceptional patient care. Whether you need short-term capital to stabilize operations or long-term funding for practice growth, our tailored working capital solutions give your medical practice the resources to succeed.



